Bills that Protect Truck Drivers

August 7, 2011 by Leave a Comment
A container truck. Cab-over design.

Image via Wikipedia

There are many types of laws and bills that protect truck drivers. Some of the protective measures taken to help truck drivers include:

  1. Posting signs showing that there is no passing on the right on the backs of trailers.
  2. Stating that if a driver cannot see the mirrors of a truck, then the truck driver cannot see the car.
  3. Stating the distance a car should be following a truck.

These are more than statements; they are provisions for driver behavior. This allows trucks some leeway due to their size, and protects them in the case of an accident. A Chicago truck accident attorney can explain more about these and other protective measures for drivers.

Why These Rules Matter

These rules are in place for the safety of others while a driver is transporting goods and services. Aside from the transportation aspect, there are many things to consider with the different types of loads that are moved across the country.

Many of these rules, while set in place to protect drivers, are also very important because they ultimately affect the cost of insurance not just for truckers, but for drivers as well. On the consumer end, the higher the insurance costs, the more it costs for transportation. The result: more expensive prices tags on goods.

Travel safe and sound by adhering to laws that are set in place for both truckers and car drivers. This will help to save money in the overall scheme of things, it keeps everyone safe, and finally, people can peaceably drive together.

Filed Under: Care, Transportation Tagged With: , ,

Teen Driving Safety Tips

July 15, 2011 by Leave a Comment

"Drive safe !"

Image by robert.molinarius via Flickr

A study by the Centers for Disease Control and Prevention (CDC) in 2009 has shown that vehicular crashes are the most common cause of death among US teenagers. The number of car accident-related deaths and injuries are alarming:

  1. In 2009, 3,000 teen drivers (age 15-19) died from motor vehicle crashes.
  2. 35,000 received emergency care for injuries suffered from car crashes.
  3. About 8 teens aged 16-19 die every day from car accidents.

While lack of experience puts a teen driver at risk for vehicular accident, studies show that poor driving habits of teens are the main cause of car accidents. High accident rate among teen drivers is often attributed to reckless driving, over speeding, distracted driving, or use of alcohol and drugs.

Getting a driver’s license is a teen’s first step towards independence. This freedom should be coupled with awareness of and practice of safe driving habits if they want to live beyond their teen years.  Here are some tips to ensure safety on the road:

  1. Drive slow – Teens find thrill in speed driving or drag racing. The outcome is often deadly.
  2. Always buckle up to minimize injury in case of a collision with another car or object.
  3. Never drive when you’re physically or mentally impaired such as when intoxicated or under the influence of drugs.
  4. Don’t multi-task. Texting, applying makeup, or changing the song in your MP3 player can get your focus off the road. Many of road accidents happen after drivers get distracted for even as short as 3 seconds.
  5. Restrict the number of your passengers. Studies by the National Highway Traffic and Safety Administration (NHTSA) have shown that teen drivers tend to become more reckless when they have more passengers with them.

Remember that with the right to drive comes the responsibility of driving with care.

Filed Under: Care, Transportation Tagged With: , ,

Car Insurance for Teenagers

July 10, 2011 by Leave a Comment

auto insurance

Image by TheTruthAbout via Flickr

Insurance rates are governed by state regulations and so vary from state to state. Generally speaking, however, car insurance rates for teens are higher than premiums for adults. This is because teen drivers are deemed high risk as they lack driving experience. However, some key moves will help you get insurance breaks and earn huge savings.

  1. If you have older cars, then opt out of collision and comprehensive coverage. Potential returns from such coverage are lower than the premium you will be paying. If you have an older car, let your child ride it.
  2. Send your kid to a driving school to learn how to drive or to upgrade their driving skills. Insurance companies give lower rates to kids with certifications from driving schools.
  3. Choose a car with higher safety ratings.
  4. Kids with B average or higher get insurance discounts. Insurance companies believe that kids who do well academically are more responsible drivers and so reward them with lower rates.
  5. Apply for auto insurance for teens from the same company that provides your other types of insurance, such as life or auto insurance. Most insurance companies grant discounts to owners of multiple policies.
  6. Encourage your child to drive safely. Auto insurance companies lower premiums on teen drivers with zero accident history.
  7. Ask your insurer if there are discount programs available for teenage drivers and how your child can qualify.

The bottom line is, you need to show the insurer that your child is least likely to get into an accident (low risk) in order to get discounts on premium. Shopping, when done right, can also give you thousands of dollars of insurance savings. Shop around for quotes from different insurers, and then make a shortlist of the most affordable ones. This is good way of finding the best teen car insurance quotes on the market.

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Filed Under: Additional Costs, Transportation Tagged With: , ,